A reverse mortgage allows homeowners over the age of 62, to convert equity in their homes to cash. The amount of reverse mortgage you may be able to qualify for is not dependent on your income. In fact, it is wholly based on your age, the value of your home, and current interest rates. A benefit of a Reverse Mortgage is that the proceeds can be used as you wish. The reverse mortgage loans are secured by the home and the owner does not have to repay the loan until they die, sell or permanently move out of the home.

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All mortgage products are subject to credit and property approval. Rates, program terms, and conditions are subject to change without notice. Not all products are available in all states or for all amounts. Additional conditions, qualifications, and restrictions may apply. This is not an offer for extension of credit or a commitment to lend. Please contact Capstone Home Loans for more information.




Reverse mortgages are loans offered to homeowners who are 62 or older who have equity in their homes. The loan programs allow borrowers to defer payment on the loans until they pass away, sell the home, or move out. Homeowners, however, remain responsible for the payment of taxes, insurance, maintenance, and other items. Nonpayment of these items can lead to a default under the loan terms and ultimate loss of the home. FHA insured reverse mortgages have an up f

ront and ongoing cost; ask your loan officer for details. These materials are not from, nor approved by HUD, FHA, or any governing agency. Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act (CRMLA).



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3400 188th St SW, Suite 101
Lynnwood, WA 98037