Michael Heldt – NMLS #277861

Meet Michael
NMLS #277861

Who is Mortgage Mike?

That is a loaded question! I am husband to a beautiful wife, Rachel, of over 20 years. I am the proud dad to 2 wonderfully talented, beautiful daughters, Aubrey and Ainsley.

I am also a mortgage professional who has been working with buyers for over 18 years, a heart for helping people, and grateful to be associated with a forward-thinking, common-sense lender, with quick turn times, and a real dedication to client care. After spending 7 years in the investment industry as a Financial Consultant in Southern California, I decided to reposition my skills to lending. You can do the math as to how old that makes me. Yikes! Once my family got settled in Castle Rock, CO in 2005 I was able to positively influence the financial lives of the clients I serve, as a Mortgage Mike.

I truly enjoy making the details of obtaining a home loan FUN and EASY to grasp! After spending my last 10 years leading and mentoring a team of loan originators as well as assisting my clients at my previous firm, I am excited about my latest transition to Capstone Home Loans.

If you are looking to work with a financial professional who holds ethics in the highest esteem, believes in open, honest, and direct communication, and yet understands that you can actually have a good time while providing the highest level of customer service, I hope that you’ll give me the opportunity to prove that I am the right person for you. So, there you have it!

That’s Mortgage Mike! Call me!

Contact me

C • 720-224-2337 
O • 425.582.2420
F • 425.582.2484


3400 188th St SW, Suite 101 Lynnwood, WA 98037


Loan Officer, NMLS #277861