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A mortgage with Aaron is easy

Meet Aaron Hoy

Aaron has been in the mortgage industry since 2000. Over the years he has helped hundreds of families achieve their goal of home ownership. It brings him great pleasure to meet with clients face to face and to discuss not just mortgages, but their overall financial future. His goal is to help clients fully understand how their home mortgage can complement their long term financial goals.

As a veteran who served proudly in the US Navy, Aaron finds it rewarding being able to provide fellow Vets with home financing through the VA benefits program. Most lenders are intimidated by the program, but in today’s market, the VA mortgage loan benefit is one of the most compelling programs out there. With his background and loan experience, he make sure that all Veterans consider the option of using their VA benefit!

Educating families about sound financial principals like debt management, budgeting and sound home ownership practices is his passion; he has taught courses on these subjects through his church.

Aaron makes his home is Marysville Washington with his wife Jeanette and four lovely children. He enjoys traveling, camping, hiking, photography, skeet shooting and spending time with his family. He volunteers at The Everett Gospel Mission, and is an Assistant Scout Master for Boy Scout Troop 43.

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Office: (425) 582-2420
Direct: (425) 563-7297
Cell: (425) 750-5283
Fax: (425) 582-2484

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3400 188th St SW, Suite 101
Lynnwood, WA 98037


Sr. Loan Officer
NMLS: 115718
Licensed in: Washington State

  • “Aaron helped us buy our home, we are thankful for his hard work and help.”
    Vickie D.
  • “As a general contractor I’ve had several opportunities to work directly with Aaron on getting his clients exactly what they need, he has always worked very hard for his clients. I know he stays updated on any new programs that come out and all the other options that may be available to you as a new home buyer, or as someone seeking to creatively secure their financial stability with their current home. I will always call Aaron first.”
    Gil F.
  • “Aaron is incredibly knowledgeable about the housing market and helping people get the right loan to meet their housing needs. Aaron helped me with a re-fi that brought my payment down and locked in a better 30 year rate — that was a decade ago. Aaron made a good match for my needs.”
    Teresa C.
  • “I started working with Aaron 11 Years ago when I started my business. Since then we have closed many transactions together. However, not all of these transactions have been easy, Aaron’s expertise and up to date knowledge of the lending industry has made the challenging ones less stressful for everyone, myself included...”
    Anna C., John L. Scott
  • “We were referred to Aaron by our former loan officer who helped us with our initial home purchase but could not handle our VA loan refinancing because his current employer did not provide that service. He assured me that we would be in good hands with Aaron, and that certainly proved to be the case. Aaron guided us through what was a rather lengthy, complicated and at times frustrating process, providing us with good advice and patiently answering all of our questions...”
    Dorota U.